{"id":56585,"date":"2021-05-04T04:01:00","date_gmt":"2021-05-04T04:01:00","guid":{"rendered":"http:\/\/www.babyhealthandcare.com\/the-best-tips-to-survive-a-no-spend-month\/"},"modified":"2021-05-04T04:01:00","modified_gmt":"2021-05-04T04:01:00","slug":"the-best-tips-to-survive-a-no-spend-month","status":"publish","type":"post","link":"https:\/\/www.babyhealthandcare.com\/de\/the-best-tips-to-survive-a-no-spend-month\/","title":{"rendered":"The Best Tips to Survive a \u201cNo Spend Month\u201d"},"content":{"rendered":"<div class=\"al2fb_like_button\"><div id=\"fb-root\"><\/div><script type=\"text\/javascript\">\n(function(d, s, id) {\n  var js, fjs = d.getElementsByTagName(s)[0];\n  if (d.getElementById(id)) return;\n  js = d.createElement(s); js.id = id;\n  js.src = \"\/\/connect.facebook.net\/en_US\/all.js#xfbml=1&appId=292312517979383\";\n  fjs.parentNode.insertBefore(js, fjs);\n}(document, \"script\", \"facebook-jssdk\"));\n<\/script>\n<fb:like href=\"https:\/\/www.babyhealthandcare.com\/de\/the-best-tips-to-survive-a-no-spend-month\/\" send=\"true\" layout=\"standard\" show_faces=\"true\" share=\"true\" width=\"200\" action=\"recommend\" font=\"arial\" colorscheme=\"light\" ref=\"AL2FB\"><\/fb:like><\/div><div id=\"babyh-1496924785\" class=\"babyh-topleft babyh-entity-placement\"><a href=\"https:\/\/www.interserver.net\/r\/411851\" aria-label=\"EBIKES\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.babyhealthandcare.com\/wp-content\/uploads\/2023\/10\/EBIKES.webp\" alt=\"EBIKES\"  srcset=\"https:\/\/www.babyhealthandcare.com\/wp-content\/uploads\/2023\/10\/EBIKES.webp 748w, https:\/\/www.babyhealthandcare.com\/wp-content\/uploads\/2023\/10\/EBIKES-300x201.webp 300w, https:\/\/www.babyhealthandcare.com\/wp-content\/uploads\/2023\/10\/EBIKES-110x75.webp 110w\" sizes=\"(max-width: 748px) 100vw, 748px\" width=\"500\" height=\"100\"  style=\"display: inline-block;\" \/><\/a><\/div><div class=\"td-a-rec td-a-rec-id-content_top  tdi_72 td_block_template_1\">\n<style scoped=\"scoped\">\n\/* custom css *\/\n.tdi_72.td-a-rec{\n\t\t\t\t\ttext-align: center;\n\t\t\t\t}.tdi_72 .td-element-style{\n\t\t\t\t\tz-index: -1;\n\t\t\t\t}.tdi_72.td-a-rec-img{\n\t\t\t\t    text-align: left;\n\t\t\t\t}.tdi_72.td-a-rec-img img{\n                    margin: 0 auto 0 0;\n                }@media (max-width: 767px) {\n\t\t\t\t    .tdi_72.td-a-rec-img {\n\t\t\t\t        text-align: center;\n\t\t\t\t    }\n                }\n<\/style>\n<p style=\"text-align: left;\"><small>This article may include  advertisements, paid product features, affiliate links and other forms of sponsorship.<br \/>\n<\/small><\/p>\n<\/div>\n<p><strong>My husband and I went from a married couple that could barely achieve their monthly budgeting goals to budgeting masters and completing a full-blown \u201cno spend month.\u201d <\/strong>Do you want to know how we did it? First, let me tell you that it wasn\u2019t easy. We had to be intentional in our spending habits and learn how to make our budget and spending habits a priority. Budgeting and making changes in this area of your life can be quite a challenge, but you\u2019re not alone. We\u2019re here to help and just for good measure, we\u2019re going to be completely honest with how our first \u201cno spend month\u201d challenge went!<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_17 counter-hierarchy counter-decimal ez-toc-white\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Table of Contents<\/p>\n<p><span class=\"ez-toc-title-toggle\"><a class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\"><i class=\"ez-toc-glyphicon ez-toc-icon-toggle\"><\/i><\/a><\/span><\/div>\n<nav><\/nav>\n<\/div>\n<h2><span class=\"ez-toc-section\" id=\"The_WHAT\"><\/span>The \u201cWHAT\u201d<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"800\" data-pin-media=\"https:\/\/dailymom.com\/portal\/wp-content\/uploads\/2021\/03\/We-Did-A-No-Spend-Month-and-This-is-How-it-Went.png\" data-pin-description=\"\" data-pin-title=\"\" data-pin-id=\"\" src=\"denied:data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHZpZXdCb3g9IjAgMCAyMDQ4IDEzNjUiIHdpZHRoPSIyMDQ4IiBoZWlnaHQ9IjEzNjUiIGRhdGEtdT0iaHR0cHMlM0ElMkYlMkZkYWlseW1vbS5jb20lMkZwb3J0YWwlMkZ3cC1jb250ZW50JTJGdXBsb2FkcyUyRjIwMjElMkYwMiUyRnBleGVscy1tYWl0cmVlLXJpbXRob25nLTE2MDI3MjYtMjA0OHgxMzY1LmpwZyIgZGF0YS13PSIyMDQ4IiBkYXRhLWg9IjEzNjUiIGRhdGEtYmlwPSIiPjwvc3ZnPg==\" data-spai=\"1\" alt=\"daily-mom-parent-portal-we-did-a-no-spend-month-and-this-is-how-it-went\" class=\"wp-image-235833\" title=\"The Best Tips to Survive a &quot;No Spend Month&quot; 2 Daily Mom Parents Portal\" \/><figcaption>Photo by&nbsp;<strong>maitree rimthong<\/strong>&nbsp;from&nbsp;<strong>Pexels<\/strong><\/figcaption><\/figure>\n<p>Before we dive in, let me introduce you to what a \u201cno spend month\u201d is exactly.<strong> A \u201cno spend month\u201d is just as the title would elude. You limit your spending to what you NEED and nix what you WANT.<\/strong> You\u2019re allowed to pay for your bills and groceries, but that\u2019s about it. <strong>No additional spending.<\/strong> Some people inch into this idea by starting with a \u201cno spend weekend\u201d and then slowly working their way up to a \u201cno spend week\u201d and ending with the big finale of a \u201cno spend month.\u201d The starting place is totally dependent upon what you and your family would be comfortable with. My husband and I knew that we could handle the first two with no problem, but we really wanted to challenge ourselves and that\u2019s why we decided to jump right in with a \u201cno spend month.\u201d&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Our_WHY\"><\/span>Our \u201cWHY\u201d<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" data-pin-media=\"https:\/\/dailymom.com\/portal\/wp-content\/uploads\/2021\/03\/We-Did-A-No-Spend-Month-and-This-is-How-it-Went.png\" data-pin-description=\"\" data-pin-title=\"\" data-pin-id=\"\" src=\"denied:data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHZpZXdCb3g9IjAgMCAxMjAwIDE1ODYiIHdpZHRoPSIxMjAwIiBoZWlnaHQ9IjE1ODYiIGRhdGEtdT0iaHR0cHMlM0ElMkYlMkZkYWlseW1vbS5jb20lMkZwb3J0YWwlMkZ3cC1jb250ZW50JTJGdXBsb2FkcyUyRjIwMjElMkYwMiUyRklNR183NzE1LTEyMDB4MTU4Ni5qcGVnIiBkYXRhLXc9IjEyMDAiIGRhdGEtaD0iMTU4NiIgZGF0YS1iaXA9IiI+PC9zdmc+\" data-spai=\"1\" alt=\"daily-mom-parent-portal-we-did-a-no-spend-month-and-this-is-how-it-went\" class=\"wp-image-235819\" width=\"900\" height=\"1190\" title=\"The Best Tips to Survive a &quot;No Spend Month&quot; 3 Daily Mom Parents Portal\" \/><figcaption>Photo by Stephanie Booe<\/figcaption><\/figure>\n<\/div>\n<p><strong>We were tired of having budgeting conversations that ended with \u201cwe need to get better\u201d or \u201cwe really need to do better this month.\u201d<\/strong> Instead of having that discussion AGAIN, we were eager to get to a place where we could say \u201cwe did GOOD!\u201d Does this sound familiar? Is this a repetitive conversation you share with your significant other? If so, we encourage you to make some changes in your budgeting and finances this year.<\/p>\n<p>We decided in December of 2020 that January of 2021 would be our first official \u201cno spend month\u201d and we spent weeks prepping for it. In order to set ourselves up for success, we made sure that we were stocked up on toiletries, etc. so that we wouldn\u2019t be tempted to go to the store for these items in January. My husband and I sat down a few times before the month began so that we could look at our budget together and come to an agreement about how much we were allowed to spend on groceries and where our extra money would go. <\/p><div id=\"babyh-1220125357\" class=\"babyh-test-placement-from-wizard-678377226 babyh-entity-placement\"><a href=\"https:\/\/www.interserver.net\/r\/411851\" aria-label=\"USA NUTRITION IMPROVEMENTS\"><img decoding=\"async\" src=\"https:\/\/www.babyhealthandcare.com\/wp-content\/uploads\/2022\/01\/pexels-rodnae-productions-8523136-scaled.jpg\" alt=\"USA NUTRITION IMPROVEMENTS\"  srcset=\"https:\/\/www.babyhealthandcare.com\/wp-content\/uploads\/2022\/01\/pexels-rodnae-productions-8523136-scaled.jpg 1800w, https:\/\/www.babyhealthandcare.com\/wp-content\/uploads\/2022\/01\/pexels-rodnae-productions-8523136-scaled-300x200.jpg 300w, https:\/\/www.babyhealthandcare.com\/wp-content\/uploads\/2022\/01\/pexels-rodnae-productions-8523136-scaled-768x512.jpg 768w, https:\/\/www.babyhealthandcare.com\/wp-content\/uploads\/2022\/01\/pexels-rodnae-productions-8523136-scaled-1024x683.jpg 1024w, https:\/\/www.babyhealthandcare.com\/wp-content\/uploads\/2022\/01\/pexels-rodnae-productions-8523136-scaled-800x533.jpg 800w\" sizes=\"(max-width: 1800px) 100vw, 1800px\"   \/><\/a><\/div><div id=\"babyh-2681126410\" class=\"babyh-test-placement-from-wizard-3612799500 babyh-entity-placement\"><a href=\"https:\/\/www.interserver.net\/r\/411851\" aria-label=\"USA NUTRITION IMPROVEMENTS\"><img decoding=\"async\" src=\"https:\/\/www.babyhealthandcare.com\/wp-content\/uploads\/2022\/01\/pexels-rodnae-productions-8523136-scaled.jpg\" alt=\"USA NUTRITION IMPROVEMENTS\"  srcset=\"https:\/\/www.babyhealthandcare.com\/wp-content\/uploads\/2022\/01\/pexels-rodnae-productions-8523136-scaled.jpg 1800w, https:\/\/www.babyhealthandcare.com\/wp-content\/uploads\/2022\/01\/pexels-rodnae-productions-8523136-scaled-300x200.jpg 300w, https:\/\/www.babyhealthandcare.com\/wp-content\/uploads\/2022\/01\/pexels-rodnae-productions-8523136-scaled-768x512.jpg 768w, https:\/\/www.babyhealthandcare.com\/wp-content\/uploads\/2022\/01\/pexels-rodnae-productions-8523136-scaled-1024x683.jpg 1024w, https:\/\/www.babyhealthandcare.com\/wp-content\/uploads\/2022\/01\/pexels-rodnae-productions-8523136-scaled-800x533.jpg 800w\" sizes=\"(max-width: 1800px) 100vw, 1800px\"   \/><\/a><\/div>\n<div class=\"td-a-rec td-a-rec-id-content_inline  tdi_71 td_block_template_1\">\n<style scoped=\"scoped\">\n\/* custom css *\/\n.tdi_71.td-a-rec{\n\t\t\t\t\ttext-align: center;\n\t\t\t\t}.tdi_71 .td-element-style{\n\t\t\t\t\tz-index: -1;\n\t\t\t\t}.tdi_71.td-a-rec-img{\n\t\t\t\t    text-align: left;\n\t\t\t\t}.tdi_71.td-a-rec-img img{\n                    margin: 0 auto 0 0;\n                }@media (max-width: 767px) {\n\t\t\t\t    .tdi_71.td-a-rec-img {\n\t\t\t\t        text-align: center;\n\t\t\t\t    }\n                }\n<\/style>\n<\/div>\n<p class=\"has-text-align-center has-background\"><strong><em>This is so important! If you\u2019re going to do a \u201cno spend month,\u201d make sure that you have a purpose in your savings. Where will this extra money go?<\/em><\/strong> <\/p>\n<p>Once you have that figured out, make sure that you sit down and have weekly or biweekly meetings with your spouse to ensure that the money is, in fact, being moved.&nbsp;<\/p>\n<h5>Read More: 5 Helpful Tips for Budgeting This Year<\/h5>\n<h2><span class=\"ez-toc-section\" id=\"Family_Meetings_Are_Key\"><\/span>Family Meetings Are Key&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"800\" data-pin-media=\"https:\/\/dailymom.com\/portal\/wp-content\/uploads\/2021\/03\/We-Did-A-No-Spend-Month-and-This-is-How-it-Went.png\" data-pin-description=\"\" data-pin-title=\"\" data-pin-id=\"\" src=\"denied:data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHZpZXdCb3g9IjAgMCAyMDQ4IDEzNjUiIHdpZHRoPSIyMDQ4IiBoZWlnaHQ9IjEzNjUiIGRhdGEtdT0iaHR0cHMlM0ElMkYlMkZkYWlseW1vbS5jb20lMkZwb3J0YWwlMkZ3cC1jb250ZW50JTJGdXBsb2FkcyUyRjIwMjElMkYwMiUyRnBleGVscy1hbmRyZWEtcGlhY3F1YWRpby0zNzY3Mzk3LTIwNDh4MTM2NS5qcGciIGRhdGEtdz0iMjA0OCIgZGF0YS1oPSIxMzY1IiBkYXRhLWJpcD0iIj48L3N2Zz4=\" data-spai=\"1\" alt=\"daily-mom-parent-portal-we-did-a-no-spend-month-and-this-is-how-it-went\" class=\"wp-image-235822\" title=\"The Best Tips to Survive a &quot;No Spend Month&quot; 4 Daily Mom Parents Portal\" \/><figcaption>Photo by&nbsp;<strong>Andrea Piacquadio<\/strong>&nbsp;from&nbsp;<strong>Pexels<\/strong><\/figcaption><\/figure>\n<p>This brings me to address the very first thing that we learned. <strong>These meetings are KEY.<\/strong> We were aiming to have one meeting a week, but we did not meet that goal. We met biweekly and even then- that was hard to do. Meeting biweekly isn\u2019t exactly a bad thing, but for the functionality of our own home, we found that we prefer the weekly meetings. In fact, we almost require it in order to hold ourselves accountable. <strong>It just felt better to be on the same page and to make sure that we were staying on track. <\/strong>Obviously, you need to do what works for you and your family- just make sure that you come to an agreement and then STICK to it.&nbsp;<\/p>\n<h5>Read More:Budget Basics For Busy Moms<\/h5>\n<h2><span class=\"ez-toc-section\" id=\"Ground_Rules_Matter\"><\/span>Ground Rules Matter<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<figure class=\"wp-block-image size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" data-pin-media=\"https:\/\/dailymom.com\/portal\/wp-content\/uploads\/2021\/03\/We-Did-A-No-Spend-Month-and-This-is-How-it-Went.png\" data-pin-description=\"\" data-pin-title=\"\" data-pin-id=\"\" src=\"denied:data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHZpZXdCb3g9IjAgMCAxMjAwIDE4MDAiIHdpZHRoPSIxMjAwIiBoZWlnaHQ9IjE4MDAiIGRhdGEtdT0iaHR0cHMlM0ElMkYlMkZkYWlseW1vbS5jb20lMkZwb3J0YWwlMkZ3cC1jb250ZW50JTJGdXBsb2FkcyUyRjIwMjElMkYwMiUyRnBleGVscy1mb3RvZ3JhZmllcmVuZGUtMjc0NzY4OS0xMjAweDE4MDAuanBnIiBkYXRhLXc9IjEyMDAiIGRhdGEtaD0iMTgwMCIgZGF0YS1iaXA9IiI+PC9zdmc+\" data-spai=\"1\" alt=\"daily-mom-parent-portal-we-did-a-no-spend-month-and-this-is-how-it-went\" class=\"wp-image-235823\" width=\"1200\" height=\"1602\" title=\"The Best Tips to Survive a &quot;No Spend Month&quot; 5 Daily Mom Parents Portal\" \/><figcaption>Photo by&nbsp;<strong>fotografierende<\/strong>&nbsp;from&nbsp;<strong>Pexels<\/strong><\/figcaption><\/figure>\n<p>Now, let\u2019s talk about some ground rules. <strong>If you are interested in trying out a \u201cno spend month,\u201d one of the very first things you MUST do is decide on some ground rules.<\/strong> Ground rules apply here just as they apply to every other area of life. What are the rules you want to put in place for your \u201cno spend month?\u201d&nbsp;<\/p>\n<p>If you\u2019re having a hard time figuring out what ground rules to have, <strong>here are some ideas to help you get started:<\/strong><\/p>\n<ul>\n<li>What counts as an essential and nonessential item? (Don\u2019t forget to take toiletries into consideration)<\/li>\n<li>Are we allowed to eat out? What is our budget for this?<\/li>\n<li>Are we strictly buying groceries? What is our budget for this?<\/li>\n<li>What do we do if an unexpected necessary expense pops up? (for example, a doctor visit, etc.)&nbsp;<\/li>\n<\/ul>\n<p>For us, our ground rules were simple. We wanted to start from the basic level of limiting our spending. <strong>That means our \u201cessential items\u201d were mainly groceries and our bills.<\/strong> Everything else was marked as \u201cnon-essential.\u201d Obviously, if we had an unexpected expense such as a doctor visit, medication, etc. then we would absolutely pay for it.&nbsp;<\/p>\n<p>I\u2019ll be very honest in saying that we didn\u2019t account for that from the very beginning and it turns out that during this month, our son needed to go to the doctor\u2019s office a few different times and we had to pay for a few small medications.&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Make_A_911_Nest_Egg\"><\/span>Make A 911 Nest Egg<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"1001\" data-pin-media=\"https:\/\/dailymom.com\/portal\/wp-content\/uploads\/2021\/03\/We-Did-A-No-Spend-Month-and-This-is-How-it-Went.png\" data-pin-description=\"\" data-pin-title=\"\" data-pin-id=\"\" src=\"denied:data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHZpZXdCb3g9IjAgMCAxNTM2IDEyODEiIHdpZHRoPSIxNTM2IiBoZWlnaHQ9IjEyODEiIGRhdGEtdT0iaHR0cHMlM0ElMkYlMkZkYWlseW1vbS5jb20lMkZwb3J0YWwlMkZ3cC1jb250ZW50JTJGdXBsb2FkcyUyRjIwMjElMkYwMiUyRnBleGVscy1waXhhYmF5LTI3MTE2OC0xLTE1MzZ4MTI4MS5qcGciIGRhdGEtdz0iMTUzNiIgZGF0YS1oPSIxMjgxIiBkYXRhLWJpcD0iIj48L3N2Zz4=\" data-spai=\"1\" alt=\"daily-mom-parent-portal-we-did-a-no-spend-month-and-this-is-how-it-went\" class=\"wp-image-235824\" title=\"The Best Tips to Survive a &quot;No Spend Month&quot; 6 Daily Mom Parents Portal\" \/><figcaption>Photo from Pexels<\/figcaption><\/figure>\n<p>One of the biggest lessons from our first \u201cno spend month\u201d is to give yourself wiggle room. <strong>Set aside a small monthly nest egg to give yourself wiggle room during your \u201cno spend month.\u201d<\/strong> This isn\u2019t the type of nest egg that allows you to hit the drive-thru on the way home because you don\u2019t feel like making dinner (if you\u2019ve nixed eating out). <strong>This is the type of nest egg that will have your back when you need to pay for those unexpected, yet very necessary expenses.<\/strong><\/p>\n<p>Obviously, your nest egg amount will be dependent upon where you live, how many people are in your household, and what types of extra expenses you may anticipate.<strong>&nbsp;<\/strong><\/p>\n<h5>Read More: Real Ways to Save Money<\/h5>\n<h2><span class=\"ez-toc-section\" id=\"But_Really_How_Did_It_Go\"><\/span>But, Really, How Did It Go?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"800\" data-pin-media=\"https:\/\/dailymom.com\/portal\/wp-content\/uploads\/2021\/03\/We-Did-A-No-Spend-Month-and-This-is-How-it-Went.png\" data-pin-description=\"\" data-pin-title=\"\" data-pin-id=\"\" src=\"denied:data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHZpZXdCb3g9IjAgMCAyMDQ4IDEzNjUiIHdpZHRoPSIyMDQ4IiBoZWlnaHQ9IjEzNjUiIGRhdGEtdT0iaHR0cHMlM0ElMkYlMkZkYWlseW1vbS5jb20lMkZwb3J0YWwlMkZ3cC1jb250ZW50JTJGdXBsb2FkcyUyRjIwMjElMkYwMiUyRnBleGVscy1jb3R0b25icm8tNDAwOTAxNC0yMDQ4eDEzNjUuanBnIiBkYXRhLXc9IjIwNDgiIGRhdGEtaD0iMTM2NSIgZGF0YS1iaXA9IiI+PC9zdmc+\" data-spai=\"1\" alt=\"daily-mom-parent-portal-we-did-a-no-spend-month-and-this-is-how-it-went\" class=\"wp-image-235832\" title=\"The Best Tips to Survive a &quot;No Spend Month&quot; 7 Daily Mom Parents Portal\" \/><figcaption>Photo by&nbsp;<strong>cottonbro<\/strong>&nbsp;from&nbsp;<strong>Pexels<\/strong><\/figcaption><\/figure>\n<p>If you\u2019re wondering, overall, how we did, then I\u2019m here to say- <strong>WE DID IT.<\/strong> We went the whole month without spending on unnecessary expenditures and it felt so good!<\/p>\n<p>But I\u2019m nothing if not honest, and I definitely want you to know that we didn\u2019t come out squeaky clean. We nixed eating out and made our budget for it to be $0. That being said, we ended our month with a $10 eating-out<strong> <\/strong>charge. I think it\u2019s super important to point out that $4.00 of that charge was an intentional purchase. We have a tradition that we always get doughnuts after our son\u2019s pediatric appointments and we forgot that he had a check-up that month so we hadn\u2019t originally taken that into consideration. After some serious chats about what we felt comfortable doing, we decided that the $4.00 charge was worth it for us. This leads me to another lesson we learned- <strong>sometimes an experience is worth the expense.<\/strong> It was important to us to keep up a tradition, but more importantly to continue to celebrate our son. But we know now, for future \u201cno-spend months,\u201d to check the appointment schedule.&nbsp;<\/p>\n<p>The other $6.00 was not an intentional charge and this actually leads me to another lesson we learned. <strong>Stockpile and save up your gift cards!<\/strong> Whether it be for restaurants, coffee shops, shopping, facials, etc. Save your gift cards and use them sparingly throughout your \u201cno spend month\u201d when the itch to spend hits. We had a nice stockpile of restaurant gift cards from Christmas and it was a nice segway into our \u201cno spend month.\u201d But if you choose this method, be attentive to the money that\u2019s available on your gift card. We over-ordered on one of our meals which led to that pesky $6.00 charge.<\/p>\n<p>At the end of the month, we sat down for the final time to go over our finances and to chat about how this \u201cno spend month\u201d actually went for us. Overall, we both felt super accomplished because we took the challenge head-on and we did it. <strong>On paper, you\u2019d probably think that wasn\u2019t the case because of all of the unexpected expenses that popped up that month.<\/strong> We still view it as a win because had we stuck to our normal spending habits, we would\u2019ve been WAY over budget for the month. But because we had already slowed our roll on spending, it gave us more wiggle room for those unexpected expenses.<\/p>\n<p><strong>I think the biggest thing to remember when starting a drastic financial change is: change doesn\u2019t happen overnight.<\/strong> Heck, mega financial changes can\u2019t really happen in a month. Yes, you can set a good foundation in a month, but in order to see a significant change in your finances, you must make it a lifestyle.<\/p>\n<p>If you find yourself frustrated at the end of a \u201cno spend month\u201d because it didn\u2019t go the way you expected it to, just remember to grant yourself some grace. <strong>You\u2019re on the track to change, you took the first step, and sometimes, that\u2019s the hardest part of all. You\u2019ve got this.<\/strong> Take baby steps and just make it a personal goal to keep getting better with every new day and eventually, over time, you will start to see the fruit of your labor.<\/p>\n<p class=\"has-text-align-center\"><strong>WANT TO READ MORE?<\/strong><br \/>Check out this article on Using A  Simple Household Budget Template.<\/p>\n<p class=\"has-text-align-center\">\ud83d\udc96 <strong>NEWSLETTER:<\/strong> <strong>DAILY READS IN YOUR INBOX<\/strong> \ud83d\udc96<br \/>Sign up to receive our picks for the best things to do, see and buy so you can relax and focus on more important tasks!  Let us help you be the best version of yourself you can be! <\/p>\n<p class=\"has-background\"><strong>GET MORE FROM DAILY MOM, PARENTS PORTAL<\/strong><\/p>\n<p>Newsletter: Daily Mom delivered to you<br \/>Facebook: @DailyMomOfficial<br \/><strong>Instagram<\/strong>: @DailyMomOfficial | @DailyMomTravel | @BestProductsClub<br \/><strong>YouTube:<\/strong> @DailyMomVideos<br \/><strong>Pinterest<\/strong>: @DailyMomOfficial<\/p>\n<h3 class=\"has-text-align-center\" id=\"mce_0\"> \ud83d\udccc LOVE IT? PIN IT!\ud83d\udccc <\/h3>\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" data-pin-media=\"https:\/\/dailymom.com\/portal\/wp-content\/uploads\/2021\/03\/We-Did-A-No-Spend-Month-and-This-is-How-it-Went.png\" data-pin-description=\"\" data-pin-title=\"\" data-pin-id=\"\" src=\"denied:data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHZpZXdCb3g9IjAgMCAxMzY1IDIwNDgiIHdpZHRoPSIxMzY1IiBoZWlnaHQ9IjIwNDgiIGRhdGEtdT0iaHR0cHMlM0ElMkYlMkZkYWlseW1vbS5jb20lMkZwb3J0YWwlMkZ3cC1jb250ZW50JTJGdXBsb2FkcyUyRjIwMjElMkYwMyUyRldlLURpZC1BLU5vLVNwZW5kLU1vbnRoLWFuZC1UaGlzLWlzLUhvdy1pdC1XZW50LTEzNjV4MjA0OC5wbmciIGRhdGEtdz0iMTM2NSIgZGF0YS1oPSIyMDQ4IiBkYXRhLWJpcD0iIj48L3N2Zz4=\" data-spai=\"1\" alt=\"We Did A No Spend Month And This Is How It Went\" class=\"wp-image-236323\" width=\"256\" height=\"384\" title=\"The Best Tips to Survive a &quot;No Spend Month&quot; 8 Daily Mom Parents Portal\" \/><\/figure>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>This article may include advertisements, paid product features, affiliate links and other forms of sponsorship. My husband and I went from a married couple that could barely achieve their monthly budgeting goals to budgeting masters and completing a full-blown \u201cno spend month.\u201d Do you want to know how we did it? First, let me tell &hellip;<\/p>\n","protected":false},"author":1,"featured_media":56586,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_bbp_topic_count":0,"_bbp_reply_count":0,"_bbp_total_topic_count":0,"_bbp_total_reply_count":0,"_bbp_voice_count":0,"_bbp_anonymous_reply_count":0,"_bbp_topic_count_hidden":0,"_bbp_reply_count_hidden":0,"_bbp_forum_subforum_count":0,"_monsterinsights_skip_tracking":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-56585","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>The Best Tips to Survive a \u201cNo Spend Month\u201d - Baby Health and Care Advice and Tips<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.babyhealthandcare.com\/the-best-tips-to-survive-a-no-spend-month\/\" \/>\n<meta property=\"og:locale\" content=\"de_DE\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"The Best Tips to Survive a \u201cNo Spend Month\u201d - Baby Health and Care Advice and Tips\" \/>\n<meta property=\"og:description\" content=\"This article may include advertisements, paid product features, affiliate links and other forms of sponsorship. 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